Bank of the West
Loans & Mortgages

Borrow with Confidence

Competitive rates, transparent terms, and a straightforward application process.

Personal Loans

Fixed monthly repayments over 1 to 5 years.

£1,000 - £5,000

9.9% APR

Essential expenses, minor repairs

Term: 12-36 months

£7,500 - £15,000

6.4% APR

Home improvement, vehicle purchase

Term: 24-60 months

£15,001 - £25,000

6.8% APR

Debt consolidation, major projects

Term: 36-60 months

Rates subject to personal circumstances and credit history. Representative APR applies to at least 51% of successful applicants.

Mortgage Products

For first-time buyers, remortgagers, and home movers.

TypeInitial RateFeeAPRCMax LTV
2-Year Fixed Rate5.25% fixed£9995.45% APRC80%
5-Year Fixed Rate5.15% fixed£9995.35% APRC85%
2-Year TrackerBase + 1.40%£4955.30% APRC75%

Your home may be repossessed if you do not keep up repayments on your mortgage.

Beautiful London townhouse

Find Your Dream Home

Speak to our mortgage advisors today.

Loan Calculator

Plan your borrowing with our interactive calculator.

Loan Calculator

£10,000
6.4%
3 years

Monthly Payment

£306.04

Total Repayment

£11017.26

Total Interest

£1017.26

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